Project Details

🌐 Tablet Banking Overview

Tablet banking bridges traditional banking operations with mobile technology, allowing organizations (like cooperatives, microfinance institutions, or credit unions) to serve clients outside physical branches. It integrates loan, savings, and share management into one mobile interface, connected to the central database.

🔑 Core Functionalities

Loan Issue

Agents can originate loans, capture borrower details, approve disbursements, and sync with the central loan module. Digital forms reduce paperwork and speed up approvals.

Loan Collection

Field officers record repayments directly on the tablet, generating instant receipts. Transactions update the borrower’s account and the organization’s ledger in real time.

Saving Deposit

Members deposit savings through agents. The app records deposits, updates balances, and issues digital receipts, ensuring transparency.

Withdrawals

Customers can withdraw savings, with the app deducting balances and syncing with the central account module. Cash disbursement is tracked securely.

Share Buy/Sell

Cooperative members can purchase or sell organizational shares. The app updates shareholding records, posts transactions to accounts, and generates certificates or receipts.